Alan, On behalf of CIBC, please let me thank you for the strong partnership, thought leadership, engaging teaching and deft administration you offered us during the 7 years of our joint Financial Services Leadership Program. The program graduated a significant number of current executives, and when I meet them, they continue to sing its praises and point to its role in their development and network-building. On a personal level, I found you a wonderfully cheerful, astute and empathetic collaborator. It was a true pleasure working with you during the years that we did, and I wish you all the best in the next phase of your life adventure. You have my fond thanks and sincere best wishes!