Publications Database

Welcome to the new Schulich Peer-Reviewed Publication Database!

The database is currently in beta-testing and will be updated with more features as time goes on. In the meantime, stakeholders are free to explore our faculty’s numerous works. The left-hand panel affords the ability to search by the following:

  • Faculty Member’s Name;
  • Area of Expertise;
  • Whether the Publication is Open-Access (free for public download);
  • Journal Name; and
  • Date Range.

At present, the database covers publications from 2012 to 2020, but will extend further back in the future. In addition to listing publications, the database includes two types of impact metrics: Altmetrics and Plum. The database will be updated annually with most recent publications from our faculty.

If you have any questions or input, please don’t hesitate to get in touch.

 

Search Results

Henry M. Kim (2024). "Can Stablecoins Actually Improve Financial Inclusion: Exploring the IT Affordances of Token-Based Digital Currencies", Hawaii International Conference on Systems Science (HICSS-57), Honolulu, HI, January 3 – 6.

Open Access Download

Keywords
Abstract Token-based digital currencies like cryptocurrencies and stablecoins constitute newer, more novel technology relative to account-based digital currencies like M-Pesa’s or traditional bank’s. To motivate wider adoption, proponents of stablecoins in particular have advocated for their use for financial inclusion. With their central ethos of decentralization, these token-based currencies are much closer to cash than intermediated account-based ones, important since cash is the least financially excluding form of money. However, in-depth evidential studies have surmised that the narrative appears compelling only in niche cases, generally having to do with NGO-led cash disbursements. In this paper, we present a reframed exploration of the narrative, drawing from IT Affordance Theory. Using an example scenario from literature, we explore how the recently introduced concept of intermediary ecosystem can impede or enable a financially excluded person’s potential use of stablecoins to fulfill goals associated with the affordances of transferring value, maintaining liquidity, staying resilient to financial shocks, and meeting other family and lifestyle goals. Through this exercise, we discern the possibility that stablecoin functionalities could be integrated into, say, community-based initiatives like Latin American tandas. Hence, reframing in the lens of IT affordance reinforces that blockchain-based tokenized digital currencies could strengthen benevolent intermediaries’ ability to aid financially excluded persons.